Beard & Coles Financial Practice: Solutions

Solutions

Beard & Coles Financial Practice provides a range of services and products for commercial and personal requirements

Financial advice is only available to UK residents aged 18 years & older.

PERSONAL		CORPORATE
For PERSONAL requirements we can offer: Solutions for life and critical illness protection Products to protect your income against long term sickness, disability or unemployment A full range of provisions for retirement income Family protection Investments through life and mutual funds Inheritance Tax mitigation plans General insurance (buildings, contents) Mortgages and Re-Mortgages		For the EMPLOYER or SELF-EMPLOYED: Stakeholder pensions for individuals and groups Personal and Executive pensions Specialist pensions (SSAS, SIPP) Shareholder & Partnership protection Keyperson protection

Please be aware that the value of investments can fall as well as rise and is not guaranteed - this means that you could get back less than you invest.

For Buildings & contents insurance and Accident sickness & unemployment insurance we offer products from a selected panel of providers.

You can choose how we are paid for mortgages: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Beard & Coles Financial Practice Limited is an appointed representative of Sesame Limited, which is authorised and regulated by the Financial Services Authority. As part of our commitment to quality service, telephone calls may be recorded.